Any personal or other information collected by a site you may visit linked to this site will be in accordance with its policies and subject to the laws that apply to it.
For various reasons, including to measure traffic activity and preferred areas of our site, we may from time to time track and share with others certain anonymous statistical information regarding usage of our sites or its users. You can rest assured that this type of information is aggregated anonymously and will not personally identify you.
On this site we may collect certain personal information from you to:
- Answer your questions or put you on a mailing list you have requested
- Allow you to use features or functions on this site
- Be able to refer you to one of our affiliates (companies members of our Group), to an agent, or to an external partner who can meet a need you have expressed
- Properly advise you
- Prevent any unauthorized transactions or other fraudulent activities
- Offer you information on products or services that may interest you
- Meet legal requirements
If you do (or apply to do) business with us, we may also collect information to:
- Help us evaluate your application or request for an extension or renewal
- Establish your account
- Depending on the products we provide you, advise a co-insurer, reinsurer, asset securitization company, or other such parties of details they need in connection with transactions they are asked to handle
- Process your payments, redemption requests, claims, etc.
To the extent we gather any personal information from a source other than you, it is only as permitted by law. Sources may include our affiliates, public sources, consumer reporting agencies, credit bureaus, medical service providers, companies that provide demographic or marketing data, and external partners.
On this website, the controller has integrated the component of Google Analytics (with the anonymizer function). Google Analytics is a web analytics service. Web analytics is the collection, gathering, and analysis of data about the behavior of visitors to websites. A web analysis service collects, inter alia, data about the website from which a person has come (the so-called referrer), which sub-pages were visited, or how often and for what duration a sub-page was viewed. Web analytics are mainly used for the optimization of a website and in order to carry out a cost-benefit analysis of Internet advertising.
The operator of the Google Analytics component is Google Inc., 1600 Amphitheatre Pkwy, Mountain View, CA 94043-1351, United States.
For the web analytics through Google Analytics the controller uses the application "_gat. _anonymizeIp". By means of this application the IP address of the Internet connection of the data subject is abridged by Google and anonymised when accessing our websites from a Member State of the European Union or another Contracting State to the Agreement on the European Economic Area.
The purpose of the Google Analytics component is to analyze the traffic on our website. Google uses the collected data and information, inter alia, to evaluate the use of our website and to provide online reports, which show the activities on our websites, and to provide other services concerning the use of our Internet site for us.
Google Analytics places a cookie on the information technology system of the data subject. The definition of cookies is explained above. With the setting of the cookie, Google is enabled to analyze the use of our website. With each call-up to one of the individual pages of this Internet site, which is operated by the controller and into which a Google Analytics component was integrated, the Internet browser on the information technology system of the data subject will automatically submit data through the Google Analytics component for the purpose of online advertising and the settlement of commissions to Google. During the course of this technical procedure, the enterprise Google gains knowledge of personal information, such as the IP address of the data subject, which serves Google, inter alia, to understand the origin of visitors and clicks, and subsequently create commission settlements.
The cookie is used to store personal information, such as the access time, the location from which the access was made, and the frequency of visits of our website by the data subject. With each visit to our Internet site, such personal data, including the IP address of the Internet access used by the data subject, will be transmitted to Google in the United States of America. These personal data are stored by Google in the United States of America. Google may pass these personal data collected through the technical procedure to third parties.
The data subject may, as stated above, prevent the setting of cookies through our website at any time by means of a corresponding adjustment of the web browser used and thus permanently deny the setting of cookies. Such an adjustment to the Internet browser used would also prevent Google Analytics from setting a cookie on the information technology system of the data subject. In addition, cookies already in use by Google Analytics may be deleted at any time via a web browser or other software programs.
Further information and the applicable data protection provisions of Google may be retrieved under https://www.google.com/intl/en/policies/privacy/ and under http://www.google.com/analytics/terms/us.html. Google Analytics is further explained under the following Link https://www.google.com/analytics/.