1. GENERAL DISCLAIMER
THE MATERIAL AND INFORMATION IN THIS SITE ARE PROVIDED "AS IS" AND WITHOUT WARRANTIES OF ANY KIND, EITHER EXPRESSED OR IMPLIED. ALL WARRANTIES, INCLUDING BUT NOT LIMITED TO, IMPLIED WARRANTIES OF MERCHANTABILITY AND FITNESS FOR A PARTICULAR PURPOSE, ARE DISCLAIMED. NO REPRESENTATION OR WARRANTY IS MADE REGARDING CONTENT, FUNCTIONALITY, LINKS, OR COMMUNICATIONS, INCLUDING NO REPRESENTATION OR WARRANTY AS TO DEFECTS OR ERRORS OR CORRECTION OF THE SAME, COMMUNICATION INTERRUPTIONS OR INTERCEPTIONS OR LOSS OF DATA, OR THE ABSENCE OF VIRUSES OR OTHER HARMFUL COMPONENTS.
In no event shall the Company, nor any of its subsidiaries or affiliates, be liable to any party for any cost or damages, including any direct, indirect, special, incidental, or consequential damages, arising out of or in connection with the access or use of, or the inability to access or use, this Site or any of its functions or features, including in connection with any browsing or downloading of any information, data, text, images, or other material accessible through this Site or any website linked to or linking into this Site.
It is the responsibility of the user of this Site to evaluate the accuracy, completeness, reliability and usefulness of any opinions, services or other information provided. All information provided in this Site is under the condition and understanding of it not being interpreted or relied on as legal, accounting, tax, financial, investment or other professional advice, or as advice on specific facts or matters. Accordingly, no liability whatsoever is assumed for any use or misuse of such information. Users of this Site should consult their professional advisors with respect to their personal circumstances.
2. NO OFFER
Nothing on this Site should be construed as a solicitation, offer, advice, recommendation, or any other service to acquire or dispose of any investment or to engage in any other investment or transaction. For information about any specific product and/or country please visit the respective website. Further, nothing on this Site constitutes a promise or offer of employment; Zurich is committed to the principles of equal employment opportunity and all applications are considered in compliance with applicable law.
2.2. General purposes of the processing of personal data
Your data will be processed for the following purposes:
- - Processing of your requests when contacting us;
- - Customer service;
- - Ensuring the functionality and security of the website;
- - Ensuring a flawless service;
- - Optimization of our website offering and service delivery;
- - Market research;
- - Statistical evaluations;
- - Strategic development;
- - Abuse prevention;
- - Fulfill Zurich's legal and regulatory obligations;
- - Protecting Zurich's overriding interests, in particular in defending and enforcing its legal claims;
3. Integration of social media platforms
Our internet presence integrates platforms of social networks in the internet. These platforms are each displayed with the logo of the corresponding network. When you call up such a platform, a direct connection is established with the servers of the corresponding social network. If you are logged in to this network with a user name and password at this time, the network will automatically be informed that you are visiting our website. This information can be associated with your user account there. Even if you interact with social networks via our website (e.g. use the "Like" or "Share" functions on Facebook or "Tweet This" on Twitter), the contents of our pages are linked to your profile in the respective social network. Other users of the network may learn about this interaction. Zurich Switzerland and the companies of the Zurich Insurance Group are neither affiliated with nor responsible for the third-party operators whose platforms are integrated. If you are not a member of the Social Network or are not logged in to it, your IP address may still be transmitted and stored there.
Below you will find a list of the social networks that may be integrated into our website. Here you will also find information on the operators and a link to their data protection guidelines. On the respective websites you will find information about your rights and settings to protect your privacy.
4. INTELLECTUAL PROPERTY
"Zurich" and its logos are registered trademarks of the Company. Except as indicated otherwise, all information, text, graphic images, logos, features or functions, and layout (including the "feel and look"), as well as any copyrights or other rights, are the exclusive property of the Company, and may not be copied, reproduced, posted, transmitted or distributed, in whole or in part, in any form (electronic or written) without first having obtained the Company's express written consent.
Nothing on this Site should be construed as granting a license or any other right to use any copyrights, trademarks or logos. Moreover, the downloading or printing of any materials on this Site will not result in the transfer, explict or implied, of any rights.You may, however, download or print any pages from this Site for personal, non-commercial, use only, provided you do not remove any copyright or other proprietary right notice.
The links from this Site to other websites are provided for your information and convenience only.
The Company does not assume any responsibility or liability with respect to any website linked from this Site (or any website linking into this Site), including its content and operation. The Company does not review or monitor such links. Some websites may be outside your country and subject to different regulators and rules.
A link from this Site to another website (or a link from another website to this Site) does not constitute a referral, endorsement, approval, advertising, offer or solicitation with respect to such website, its contents, or any products or services advertised or distributed through that website. The Company believes that the links it provides to other publicly accessible websites, webpages, newsgroups, and other sources is legally permissible and consistent with the common, customary expectations of those who make use of the Internet.
Without the written consent of the Company no person and no website may make a link to this Site, whether to its homepage or to any internal page.
6. PRIVACY AND DATA PROTECTION
7. SUBMISSIONS TO THIS SITE; MONITORING; OTHER
Except as provided by law and subject to our privacy and data protection policy (see section above), all submissions or transmissions made to or through this Site shall become the property of the Company. The Company reserves the right to use any material (e.g., any comment, idea, concept, technique or know-how) submitted for any purpose, including but not limited to reproduction, distribution, publication and posting.
The Company is not obligated to monitor any submissions or transmissions to or through this Site or any website to which this Site links or that links into this Site. The Company, however, reserves the right to monitor the same, including any chat rooms or similar website features. You acknowledge that no obligation of any kind shall be attached to such information and that by submitting or transmitting such information, no confidential, contractually implied or other relationship is created between you and the Company.
8. USER CONDUCT
When accessing or making use of any part of this Site, you may not:
- post or transmit any unlawful, threatening, abusive, libelous, defamatory, obscene, pornographic, profane or otherwise objectionable information of any kind, including without limitation any transmissions constituting or encouraging conduct that would constitute a criminal offense, give rise to civil liability or otherwise violate any national or international law;
- post or transmit any information or software which contains a virus, worm, Trojan horse or other harmful component;
- interfere with the functioning of this Site or restrict or inhibit any other user from using this Site;
- post, publish, transmit, reproduce, distribute or exploit any information, software or other material obtained through this Site for commercial purposes without the prior written consent of the Company.
ANY ATTEMPT BY ANY PERSON TO DAMAGE THIS SITE OR UNDERMINE ITS OPERATION MAY BE A VIOLATION OF CRIMINAL OR CIVIL LAWS. THE COMPANY RESERVES THE RIGHT TO SEEK DAMAGES FROM ANY SUCH PERSON TO THE FULL EXTENT OF THE LAW.
9. APPLICABLE LAW AND JURSIDICTION; LOCAL LEGAL RESTRICTIONS; UPDATES; OTHER
The Company makes no representation that any information, materials or features/functions included are appropriate for use in any other jurisdiction. The Site is not directed to any person in any jurisdiction where (by reason of that person's nationality, residence, citizenship or otherwise) the publication or availability of the Site and its content is contradictory to local laws or regulations. Persons with respect of whom such restrictions or prohibitions apply must not access or use this Site. By accessing or using this Site you do so on your own initiative and are solely responsible for compliance with the applicable local laws and regulations.
Last updated: June 17, 2002